• Marketing checking accounts: A new approach
• Open API: The quiet revolution in banking applications
• P2P: Mobile devices as a catalyst
• Post-Durbin: The rate of cash displacement slows down
• EMV: The shift begins
• Digital wallets: Competing on service
• Fraud: Coming soon to a mobile phone near you
• Social media: Going practical
• POS payments: Going intelligent
• Merchant acquiring: Heading toward a new mindset